Solutions · Payments & Settlement

Move money instantly — and settle with certainty

A payment and settlement engine built for regulated money: fast, low-cost and final. Cross-border and domestic, B2B and B2C, on infrastructure you control.

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SettlementEUR

€240,000.00

FromNeobank AB

ToFintech Ltd

Referenceinvoice-4821

Settled finality 0.42 s

< 500 ms

Deterministic finality

15k–30k

TPS in production

99.99%

Availability

Exactly-once

Event processing

How it works

Submitted to settled, in under 500 ms

01 · SUBMIT

Submit

A REST API request, validated at the gateway with AML, risk-based limits and sanctions screening.

02 · SIGN

Batch & sign

Batched and signed once per batch inside the HSM — efficient and secure.

03 · SETTLE

Settle

Broadcast to the Haidrun Network with deterministic finality in under 500 ms.

04 · CONFIRM

Confirm

Webhook confirmation with exactly-once semantics — final and irreversible.

Why it's different

Legacy rails vs Haidrun

The same payment, on infrastructure built for regulated digital money instead of decades-old batch systems.

Legacy rails

Settles in 1–3 business days

Banking hours and cut-off times

Revocable — reversals and chargebacks

Intermediaries and FX spreads

Compliance bolted on, in batches

Haidrun

Deterministic finality in under 500 ms

24 / 7 / 365, engineered for 99.99% availability

Final and irreversible once settled

Direct settlement, no intermediaries

Compliance native, screened in real time

Built API-first

One request to move money

Submit a payment over a versioned REST API secured with OAuth 2.0 and mutual TLS — and get a final confirmation back.

POST /v1/payments

// request
{
  "from": "wallet_9f2a…",
  "to": "wallet_7c1b…",
  "amount": "240000.00",
  "currency": "EUR",
  "reference": "invoice-4821"
}

// 201 Created
{
  "id": "pay_1a2b…",
  "status": "settled",
  "finality_ms": 420,
  "tx": "0x…"
}

Every transaction runs through built-in AML monitoring, risk-based limits and sanctions screening. Built for compatibility with MiCA, the GENIUS Act, FATF and VARA.

Settle in under 500 ms

See the payment and settlement engine in action.

Request a demo

Read the docs